Those cyclists working for delivery business Deliveroo are to be offered a new type of public liability insurance from specialist Bikmo.
Deliveroo riders can now access what is described as the first sickness and accident insurance available to on-demand food delivery riders in the UK. The new cover, accessible exclusively through online perk platform Perkbox, means Deliveroo riders can claim 75% of their average weekly income for up to 26 weeks if they are unable to work due to illness or as a result of an injury while working.
Particularly important for riders covering territories where protection from motor traffic is poor, the cover will give Deliveroo riders up to £2 million in public liability insurance, a product previously unavailable to those working on a bicycle.
The policy is wide ranging, with other measures including:
● Up to £2,500 in annual medical expenses cover
● £1,500 annual cover for an overnight hospital stays, and up to £750 for family members to accompany them during their stay
● Up to £2,000 for dental repair
● 20 days of jury service cover up to a total of £700
● Up to £200 phone cover if damaged during an injury causing accident
The availability of the new Bikmo product through Perkbox comes following Deliveroo’s recent submission to the Government’s Taylor Review, in which the company outlined its commitment to end the trade-off between flexible working and security.
Commenting, Deliveroo Managing Director UK&IE, Dan Warne said: “This is the first income protection insurance for on-demand food delivery riders in the UK. This new industry-leading insurance package is hugely important for all those who ride with Deliveroo. We know the thing our riders value the most is flexibility to fit their work around their lives, rather than their lives to work. But they also deserve security while they’re out on the road. This new insurance gives riders security in the event of an injury while maintaining the flexible work they value.
“We would like to go further, in offering the security we offer riders, but we are currently constrained by the law. As we outlined to the Government’s Taylor Review, we’re committed to providing the flexible work that riders want, alongside the security we believe they deserve. Giving riders access to these products is just one way that we are working to do this but we also want to see the law updated so on demand companies can offer both flexibility and security. We are grateful for Perkbox’s collaboration in making this happen, and look forward to continuing to work together in the future.”
David George, CEO at Bikmo, added: “Whether our customers ride to live, or live to ride, our role is simply to give people support and assurance we have got their backs so they can get out there and get the most out of work and play. As the fastest growing cycle insurer, we’re stoked to be supporting riders on their mission with the fastest growing on-demand food provider.”